© 2010-
For More Saving Tips
Visit SavingsNut.com™
Thousands of money savings tips and ideas to reduce all your expenses. Also visit:
“Healthcare Savings Advice & Tips On How To Save Money On All Your Medical & Healthcare Expenses”
HOSPITAL EXPENSES -
Hospital Expenses (continued)
a. Ask the hospital what amount Medicare would pay for the same charges you received. Also ask what large insurance companies would pay. Ask why you should pay more. Then ask the hospital to adjust your bill accordingly. If they refuse, go to the hospital’s chief financial officer and ask them to justify why you are being charged excessively, and ask for a reduced bill that reflects the hospital’s actual costs plus a 25% markup. If possible, tell them you will pay the bill immediately once you receive a statement reflecting reasonable charges. Be insistent that you will only pay reasonable charges.
b. Consider enlisting the services of a company like HospitalBillReview.com (or others found on the Internet) to review your bill and recommend what you reasonably ought to pay. While there is a fee for this service, it is usually relatively small (around $100). Armed with this information go back to the hospital and restart negotiations.
c. Help on how to negotiate down your hospital bill may also be available at Access Project (AccessProject.org) where personnel may be available to help coach you on how to negotiate with the hospital.
d. In any case, do not give up your quest for a reasonable hospital bill, even if threatened by the hospital with collection agencies and other actions. Just keep insisting that you want to pay your bill, but you want it to be a reasonable bill. Your chances of succeeding are quite good.
Previous Page
